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Many states are changing their licensing statutes and regulations to reflect the model licensing procedures of the National Association of Insurance
Commissioners
(NAIC). This means individuals licensed as insurance producers are undergoing a transition to license renewal dates that are based on their date of birth.
PIA has tried to make this transition as painless as possible for our members by giving you the information you need to properly comply with the latest changes. Below are resources regarding licensing changes in New York, New Jersey, Connecticut and New Hampshire.
If you have any additional licensing questions that are not covered here, please feel free to send an
e-mail to PIA's Industry Resource Center.
Transition period license renewal dates. One feature of the transition period in most states will be a unique licensing period that begins on the usual date but ends on a date reflecting the producer’s birth date. Each state has different rules for these transition period licenses.
The interactive process on this page can help you determine when your own license(s) (personal AND business) will complete the transition period.
To assist association members in determining their appropriate transition license renewal dates, select your state in the drop-down box below.
- Licensing resources (listed by state)
- Insurance producer licenses—transition to birth-date licensing expiration
Summary of major four-state differences—QS90516
- A side-by-side comparison of the insurance producer licenses during the transition to birth-date licensing for Connecticut, New Hampshire, New Jersey and New York.
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New York
Birthdate-expirations to start with individual producer licenses issued, renewed in 2007—QS31380
- A summary of the licensing changes that insurance agents/brokers can expect with renewals beginning in 2007.
- New York's new producer licensing laws: a PIANY summary—QS31349
- An in-depth review of S.5729 affecting the New York licensed producers.
- Clarification on sublicensees
- An comprehensive review of how individual sublicensees are affected with the business entity's license renewal.
Flood continuing education requirement
The flood continuing education requirement is not being required by the New York State Insurance Department for license renewal, however, if you are a licensed producer and write business through the National Flood Insurance Program you will be required to take a one-time, three-hour flood insurance course that meets the FEMA-approved requirements. Also, if you participate with a write-your-own (WYO) flood insurance company, the WYO carrier may require a flood insurance course be taken by some or all of your licensed staff. It is recommended that you contact your WYO carriers to find out what their specific requirements will be. The New York State Insurance Department has come released information available at http://www.ins.state.ny.us/agbrok/ab_fld_pc.htm. PIA has put together a resource kit on frequently asked questions relating to the flood insurance training requirement, which is available in QuickSource document No. QS31389.
Continuing education requirement
Fifteen continuing education credits regardless of how long the transition period license is (two years to less than four years); system of qualifying courses for property/casualty, life or both (“bridge”) renewals is unchanged. New licensees are not subject to New York continuing education requirements until their first full biennial license period.
PIANY offers many continuing education courses
Need a course, check out PIANY's Education offerings by clicking here. Also for additional flood training information, be sure to check out
http://www.pia.org/EDU/extras/nyflood.shtml.
New York Licensing Services Bureau
Phone: (518) 474-6630
Fax: (518) 474-5048
E-mail: licensing@ins.state.ny.us
Web site: www.ins.state.ny.us
Mailing address:
New York Insurance Department
Licensing Services Bureau
Suite 2003
One Commerce Plaza
Albany, NY 12257
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New Jersey
Summary of New Jersey's licensing changes—QS29208
- Overview of the recently adopted changes to New Jersey Producer Licensing Act.
- New Jersey licensing requirements—QS29184
- An in-depth kit outlining New Jersey licensing requirements, continuing education rules and applicable penalties.
Continuing education requirement
New licenses and transition-period renewal licenses. Producers must complete 24-credit hours of continuing education regardless of the duration of their transitional license (which can run 18 to 29 months). Of the 24 continuing education credit hours, three must be related to professional ethics. For producers with property authority, who write flood insurance, a three-credit course approved by the National Flood Insurance Program (NFIP) is required. Done once, the flood continuing education requirement does not have to be repeated. Of the remaining continuing education hours needed, the requirement that they be in the authorities for which the producer is licensed, is deleted.
Flood continuing education requirement
Producers with property authority and who write flood, are required to complete a three-credit flood course that meets the FEMA-approved requirements for the first renewal following the initial issuance or initial renewal of a license on or after Jan. 1, 2007, one time only. All new licensees with property authority must complete the flood program as approved by the NFIP.
PIANJ offers many continuing education courses
Need a course, check out PIANJ's Education offerings by clicking here.
New Jersey Licensing Division
Phone: (609) 292-4337
Fax: (609) 984-5263
E-mail: inslic@dobi.state.nj.us
Web site: http://www.state.nj.us/dobi/inslic.htm
Mailing address:
New Jersey Department of Banking and Insurance
Licensing Department
10th Floor
20 W. State St.
P.O. Box 329
Trenton, NJ 08625
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Connecticut
- Connecticut licensing—QS06036
- Outlines the Connecticut rules on insurance producer licensing.
- Connecticut Insurance Department news release re: Connecticut licensees update information online
- Announcement about the Connecticut Insurance Department's Web site changes to allow for both individual and business entities to be able to make changes to licensing information online through a secure connection.
- Connecticut Insurance Department Important Notice re: flood insurance training requirements pursuant to Section 207 of the Flood Insurance Reform Act of 2004—QS06100
- Bulletin from the Connecticut Insurance Department outlining the new requirements for flood training
- PIACT's guide to Connecticut's 2006 license renewal changes—QS06094
- Outlines the new licensing requirements resulting from Public Act 05-266.
Continuing education requirement
Producers issued renewal licenses that expire on their birth date in 2007 must complete 12 continuing education credits before their birth date in 2007—at least three in each major line held and at least three in law/regulation/ethics. Producers issued renewal licenses that expire on their birth date in 2008 must complete 24 continuing education credits before their birth date in 2008—at least six in each major line held and at least three in law/regulation/ethics. Major lines include: property/casualty, life, accident & health and personal lines. Newly licensed producers must complete the 24-credit requirement for renewal.
Flood continuing education requirement
Resident property/casualty producers must complete a one-time, three-credit flood insurance course that meets the FEMA-approved requirements. The three credits will be applied to the licensee's total property/casualty credit requirement. Producers must complete course prior to the first time their licenses renew on or after Aug. 1, 2007. Producers with birth dates in August 2007 may complete the course any time in the month of August.
PIACT offers many continuing education courses
Need a course? Check out PIACT's education offerings by clicking here.
Connecticut Licensing Division
Phone: (860) 297-3845
Fax: (860) 297-3978
E-mail: ctinsdept.licensing@ct.gov
Web site: www.ct.gov/cid
Mailing address:
Connecticut Insurance Department
Licensing Division
P.O. Box 816
Hartford, CT 06142
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New Hampshire
- New Hampshire Insurance Department Important Notice re: the change of producer license expiration date—QS28041
- This notice announces the New Hampshire Insurance Department's transition to birth-month expirations for new and renewing individual producer and business entity licenses.
- New Hampshire producer licensing rules—QS28016
- A comprehensive discussion of the New Hampshire producer licensing rules.
- New Hampshire Insurance Department Bulletin INS No. 06-004-AB
- New Hampshire Insurance Department notice to producers that they must meet a one-time flood training requirement.
Continuing education requirement
Effective with all new licenses issued on or after Jan. 1, 2007, and all current licenses which expire on or after April 30, 2007, all producers will be required to obtain a total of 24 continuing education credits in each renewal cycle, which shall include at least three but not more than 10 credits in ethics (former requirement has been 30 credits).
Flood continuing education requirement
All resident insurance producers (not just property/casualty) must complete a one-time, three-credit course that meets the FEMA-approved requirements. The three credits will be applied to the licensee's total property/casualty credit requirement. Producers must complete course no later than Dec. 31, 2007.
PIANH offers many continuing education courses
Need a course? Check out PIANH's education offerings by clicking here.
New Hampshire Licensing Division
Phone: (603) 271-0203
Fax: (603) 271-7029
E-mail: Requests@ins.nh.gov
In the e-mail subject line, please indicate company licensing or agent licensing.
Web site: http://www.nh.gov/insurance/producer/producer_index.htm
Mailing address:
New Hampshire Insurance Department
Licensing Department
Suite 14
21 S. Fruit St.
Concord, NH 03301
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Other licensing resources
- Continuing education/licensing renewal tracking services—QS90502
- Contact information for firms that provide continuing education and license renewal tracking services for a fee.
- Multistate licensing firms—QS90501
- Contact information for firms that provide assistance in obtaining nonresident insurance licenses for a fee.
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